My name is Stuart Goltzman and I want to write articles and stories that will help people navigate the difficult world we live in and stay safe and healthy. I will be writing about my experiences and what I have learned mostly the hard way as a patient and businesman. I have plenty of academic credentials but most of what I know is from living life and its ups and downs. And lots of self education.

The PAY ME BACK MY 200 euro !!! SCAMMER news is the US national debt would now be at a stout $17.3 trillion. The senate vote was 50-49 in favor of the increased debt ceiling. That means about half of our elected officials in Washington, D.C. actually don't know how many zero's are in a trillion. And there are 17.3 to account for. A government default has been avoided....for now. For years our elected politicians have proved they have no idea how to balance a budget. Of course if you have someone's else's money to budget with, it really doesn't matter if it balances or not. What is going to change moving forward in the hearts, minds, and souls of our government officials that will allow the start of debt reduction?

A good credit rating will have a positive effect on your health insurance premium, while higher premiums will be attracted by a poor credit history. Insurers all agree that there is a relationship between the level of risk and credit rating: good credit-lower risk, bad credit-higher risk. This consensus makes for higher premiums in all insurance products for medicals fake persons with poor credit histories.
 

Apparently, his company sends its top level executives to this fancy schmancy private medical clinic for their annual check-ups. It's one of these up-medicals bad and fake-coming diagnostic centers where you spend the entire day there going through a variety of medical tests in posh surroundings. Then you sit down for a "board meeting" with the doctors at the end of the day to review your test results. As you can imagine, these places are quite popular with the "in" crowd. I like to call them the "elite diagnostic day spas"! Much pomp and circumstance!

Do not feel too badly if you are not good with a dollar, a lot of people aren't. Money literacy is not taught in schools, and too often parents are too busy trying to dig themselves out of their own financial hole to help much either. Yet, unfortunately for many of us, we learn more about money from our parents than anywhere else. The good news is that learning how to get out of debt and become more financially literate is not all that complicated.

But first you should try using your negotiating skills with the hospital or medical institute. You must try to make a meal of your medical debt by speaking directly to the hospital management and expressing your inability to pay your existing sky scraped bills. But if that doesn't make any sound, it's then that you should make a move towards debt relief companies.

You can assure yourself lower premiums through multi-policy discount by acquiring the health policy from your provider of insurance for home and automobile. You may well get better savings by shopping around. Getting cover from many insurers may prove a lot cheaper.

Speak good news? What the heck is that? Where in this crazy world can I ever find some good news to speak? ....Want to learn more about speaking good news? Please visit my website to satisfy your curiosity. Speak the good news to others, and feel the gift of joy re-enter into your life. Need some joy today?